Calculators

Savings Calculator

Project savings with an initial balance, monthly contributions and a constant annual return. Compare your contributions with the projected growth.

Savings CalculatorOn-device processing

Preparing your tool…

How to use it

  1. 01Enter the starting balance and monthly contribution.
  2. 02Choose a nominal annual return and a whole number of years.
  3. 03Review the projected balance, deposits and growth.

Useful details

Returns compound monthly at the annual nominal rate divided by twelve. Monthly contributions are added at the end of each month. A zero return simply adds all contributions to the initial balance. The projection accepts one to 100 years and rejects totals beyond safe numerical limits. Constant returns are an assumption, not a forecast; market variation, fees, taxes and inflation are excluded.

Questions about this tool

When are monthly contributions added?

At the end of each month, after that month’s growth.

Is the projection a promised return?

No. It is a mathematical estimate using a constant rate supplied by you.

Keep your toolkit close